Car Insurance – Financially Protecting your Wheel Trims
Wheel trims are a predominantly aesthetic feature of a car to add class and style to your vehicle; however they do also help keep the wheel in good condition and protect it from damage. Wheel trims are decorative disks that cover the central part of the wheel; cars that have stamped steel wheels will usually use a full wheel cover over the entire wheel, whereas cars with alloy wheels have smaller trims, also known as centre caps.
If you have specialist or expensive wheel trims, you may find that your vehicle is more at risk from theft. If you leave your car unattended for a long time or parked in a poorly lit spot, thieves may well take the opportunity to steal your valuable wheel trims. Thieves may even be so audacious that they take your expensive wheel trims, and replace them with cheaper ones – so you may not even notice and be able to report the crime until some time later.
You can take some precautions to secure your wheel trims, but the best precaution is to secure your wheels and your entire car with good car insurance.
Your car insurance policy may give you financial compensation if you’re a victim of theft, however you should check with your car insurance provider to ensure the details of what is covered in your policy document.
Car insurance could also be a valuable investment if your wheel trims are damaged in an accident. Whilst car insurance won’t usually pay for general wear and tear on your wheels, it may cover the cost of replacing or fixing your wheel trims after an accident.
You can take good care of your wheel trims by cleaning them and inspecting them for damage on a regular basis. If something goes amiss you will therefore spot the damage before it becomes a serious issue. You can also secure your wheel trims with some small plastic ties to ensure they do not come off the car whilst driving at high speeds.
If you’re not sure whether your car insurance protects your wheel trims, then speak to your car insurance provider to double check. Wheel trims might be an aesthetic part of your car, however they are still an essential part which should be insured with your car insurance.
John Lewis Insurance offers a range of insurance services selected by the John Lewis Partnership. These include home, life, pet, travel, wedding, event and online car insurance products.
Customers can visit the John Lewis Insurance website here for further information.